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Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.
Standard auto insurance refers to the most basic auto insurance offered to drivers who fall into an average risk profile. The standard coverage will usually be the least expensive type of auto insurance available to the driver. Drivers with a clean driving record and a minimal number of claims filed in their past will usually qualify for standard auto insurance.
Property insurance is a broad term for a series of policies that provide either property protection coverage or liability coverage. Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in case there is damage or theft, and to a person other than the owner or renter if that person is injured on the property.
LIFELife insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. The insurance company promises a death benefit in consideration of the payment of premium by the insured.
As the name suggests, commercial insurance protects businesses, including business owners and their employees. Because every business is different, there is no one-size-fits-all insurance policy for small business owners.
Business owners also have the option to choose coverage based on their industry.
Health insurance protects you and your family against financial calamity when you become ill or incapacitated. Learn more about the best ways to afford health coverage that keeps you safe.